Plan Range 

• Sum insured: ₹5 lakh to ₹3 crore

• Active Plan: Designed for clients with pre-existing conditions (diabetes, hypertension, obesity)

• Annual/long-term plans: Hospital cover, any room category, unlimited restoration, no zone-based co-pay

Key Benefits

• Coverage for non‑medical expenses (e.g. lodging, travel, nursing)

• Unlimited restoration of sum insured even for unrelated illnesses

• Cumulative bonus up to 10× base SI

• Global coverage for critical treatments (heart, cancer, bone‑marrow transplant)

• No room rent cap; seamless access to hospitals anywhere in India

Agent Guidance
Promote Active plan for clients with chronic conditions; highlight restoration and wellness-oriented benefits; explain global cover and flexibility (e.g. suspending cover during travel for discounts).