ICICI Lombard Health Insurance
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Health Insurance
The Benefits of Bundling: How Combining Insurance Policies Saves You Money
Bundle your health insurance with other policies to save money, simplify management, and enjoy broader, seamless protection from one trusted insurer.
Benefits You Can Get :
Plan Highlights
Network: over 6,500 cashless hospitals nationwide
Sum insured options: ₹1 lakh to ₹1 crore
Coverage for pre/post hospitalization, daycare, critical illness, hospital daily cash
No hospitalization room‑rent limit in some policies; no co-pay till 45 years of age
Free health check-ups annually for family floater policies
Additional Features
COVID‑19 cover included; lifelong renewability
Digital-first claim support and policy issuance
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At‑a‑Glance Comparison Table
At‑a‑Glance Comparison Table:
| Company | Signature Plans | Sum Insured Range | Key Perk | Caution/Notes |
|---|---|---|---|---|
| Tata AIG | MediCare Series, Arogya Sanjeevani | up to ₹3 cr | High claim ratio, global cover | Waiting periods may vary |
| HDFC ERGO | Apollo-derived health plans | individual/family plans | Fast digital ops & AI-based support | Limited public plan detail |
| ManipalCigna | Active, Infinite plans | ₹5 l – ₹3 cr | Unlimited restoration, wellness perks | New entrant with few policies |
| IFFCO Tokio | Health + Wellness add-on programmes | conventional + wellness | Cashless everywhere, mental-health support | Wellness interest important |
| ICICI Lombard | Complete Health Policy | ₹1 l – ₹1 cr | No sub-limits, free checks | Age impact on premium rises |
| Care Insurance | Family, Senior, Critical Illness | up to ₹6 cr | High sum insured, flexible options | Waiting rules strict |
| Niva Bupa | Rise, ReAssure, Companion, CritiCare | ₹3 l – ₹1 cr+ | Global premium returns plan (Rise) | Poor service reviews common |