IFFCO Tokio Health Insurance

Home – IFFCO Tokio Health Insurance

The Benefits of Bundling: How Combining Insurance Policies Saves You Money

Bundle your health insurance with other policies to save money, simplify management, and enjoy broader, seamless protection from one trusted insurer.

Wellness-Focused Features :

Value‑added wellness services: tele‑consultation, mental health helpline, second medical opinions, diet counselling, webinars, guided meditation

Earn wellness rewards: redeemable points for healthy activities (yoga, preventative check-ups, fitness)
Discounts on services: e-pharmacy, diagnostics, dental/home care, counseling

Claim Process Features

Supports both cashless and reimbursement modes: simple intimation, approval, and settlement steps
“Cashless Everywhere” feature allows availing cashless treatment at non-network hospitals too

Since 2015, Soubhagya has safeguarded dreams.

Company	Signature Plans	Sum Insured Range	Key Perk	Caution/Notes
Tata AIG	MediCare Series, Arogya Sanjeevani	up to ₹3 cr	High claim ratio, global cover	Waiting periods may vary
HDFC ERGO	Apollo-derived health plans	individual/family plans	Fast digital ops & AI-based support	Limited public plan detail
ManipalCigna	Active, Infinite plans	₹5 l – ₹3 cr	Unlimited restoration, wellness perks	New entrant with few policies
IFFCO Tokio	Health + Wellness add-on programmes	conventional + wellness	Cashless everywhere, mental-health support	Wellness interest important
ICICI Lombard	Complete Health Policy	₹1 l – ₹1 cr	No sub-limits, free checks	Age impact on premium rises
Care Insurance	Family, Senior, Critical Illness	up to ₹6 cr	High sum insured, flexible options	Waiting rules strict
Niva Bupa	Rise, ReAssure, Companion, CritiCare	₹3 l – ₹1 cr+	Global premium returns plan (Rise)	Poor service reviews common